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• FREE Telephone Banking with local support
• FREE Internet Banking with local support
  - eStatements available
  - Protect your information with enhanced security
  - View balances and transaction details
  - Pay bills - includes ability to receive eBills
  - View account history - up to 18 months
  - View check images
  - Pay loan payments
  - Transfer funds instantly
  - Issue stop payments
  - Send wire transfers
  - Download to Quickbooks
  - Apply for ACH Services
  

• 250 FREE items per monthly
  statement cycle
• $0.10 for each item above 250 up to
  500 per monthly statement cycle
• $0.20 for each item above
  500 per monthly statement cycle
• SERVICE CHARGE of $8 per month
  does not apply if you maintain an
  average minimum monthly balance
  of at least $1,000
• ACH services available
  - Direct Deposit Payroll
  - Send or receive money electronically
  - Set-up recurring ACH payments or debits
  - Pay federal tax payments (EFTPS)
  

Click To Download Printable Flyer

• FREE Telephone Banking with local support
• FREE Internet Banking with Local Support
  - eStatements available
  - Protect your information with enhanced security
  - View balances and transaction details
     (including pending transactions)
  - Pay bills - includes ability to receive eBills
  - View account history - up to 18 months
     with running balances
  - View check images
  - Pay loan payments
  - Transfer funds instantly
  - Issue stop payments *Additional fees may apply
  - Send wire transfers *Additional fees may apply
  - Download to Quickbooks
  

• ACCOUNT BALANCE EARNS INTEREST
• ACH services available
  - Direct Deposit Payroll
  - Send or receive money electronically
  - Set-up recurring ACH payments or debits
  - Pay federal tax payments (EFTPS)
• ANALYSIS charge will apply
  based on account activity which includes a monthly service charge of $15

Click To Download Printable Flyer

• FREE Telephone Banking
  with local support
• FREE Internet Banking
  with local support
  - eStatements available
  
• ACCOUNT BALANCE earns interest
• HIGHER INTEREST RATE than other money market accounts - for accounts with consistently higher balances
• INTEREST RATE INCREASES as your balance grows
• SERVICE CHARGE DOES NOT APPLY if you maintain a balance of $10,000
  - Fee could reduce the earnings on the account
• MONTHLY STATEMENT

• UNLIMITED TRANSACTIONS
  - In-person transfers and withdrawals
  - ATM transfers and withdrawals
  - Deposits
• LIMITED TRANSACTIONS
  (Up to six per month)
  - Internet Banking transfers
  - Telephone Banking transfers
  - Check, draft, debit card or similar
    order payable to third party
  - Preauthorized or automatic
    withdrawals
  - Telephonic agreement
  - Transfer to another account at the
    bank or third party

Click To Download Printable Flyer

• FREE Telephone Banking
  with local support
• FREE Internet Banking
  with local support
  - eStatements available
• ACCOUNT BALANCE earns interest
• INTEREST RATE INCREASES as your balance grows
• SERVICE CHARGE DOES NOT APPLY if you maintain a balance of $2,500
  - Fee could reduce the earnings on the account
• MONTHLY STATEMENT

• UNLIMITED TRANSACTIONS
  - In-person transfers and withdrawals
  - ATM transfers and withdrawals
  - Deposits
• LIMITED TRANSACTIONS
  (Up to six per month)
  - Internet Banking transfers
  - Telephone Banking transfers
  - Check, draft, debit card or similar
    order payable to third party
  - Preauthorized or automatic
    withdrawals
  - Telephonic agreement
  - Transfer to another account at the
    bank or third party