Banking Services | Personal Checking Accounts

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This ABSOLUTELY FREE package of valuable benefits is available when your primary income is electronically deposited into any FNB account.

  • FREE Checking
  • FREE Telephone Banking
    with local support
  • FREE Internet Banking
    with local support
    -eStatements available
    -Free Bill Pay
  • ACCOUNT BALANCE earns interest
  • FREE first order of checks
  • FREE VISA Debit Card with
    no annual fee
  • No issue charges for
    American Express Traveler's Checks

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This ABSOLUTELY FREE package of valuable benefits is available to customers age 50 and up when your primary income is electronically deposited into any FNB account.

  • FREE Checking
  • FREE Telephone Banking
    with local support
  • FREE Internet Banking
    with local support
    -eStatements available
    -Free Bill Pay
  • ACCOUNT BALANCE earns interest
  • FREE Direct Gold checks
  • FREE VISA Debit Card with
    no annual fee
  • No issue charges for
    American Express Traveler's Checks

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  • $100 MINIMUM to open account
  • FREE Telephone Banking
    with local support
  • FREE Internet Banking
    with local support
    - Protect your information with
      enhanced security
    - View balances and transaction details
       (including pending transactions)
    - Pay bills - now includes ability to
      receive eBills
    - View account history - up to
      18 months with running balances
    - View check images
    - Pay loan payments
    - Transfer funds instantly
    - Issue stop payments
    - Download to Quicken
    - eStatements available
  • FREE Visa Debit Card
    with no annual fee
  • NO MONTHLY SERVICE CHARGE
  • NO MINIMUM BALANCE
  • UNLIMITED TRANSACTIONS
    - In-person transfers and withdrawals
    - ATM transfers and withdrawals
    - Deposits
    - Check writing
  • MONTHLY STATEMENT

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  • ALL individuals are permitted by law to have these accounts (as are certain businesses and government agencies)
  • FREE Telephone Banking
    with local support
  • FREE Internet Banking
    with local support
    -eStatements available
    -Free Bill Pay
  • SERVICE CHARGE DOES NOT APPLY if you maintain a balance of $1,000
    - Fee could reduce the earnings on the account
  • ACCOUNT BALANCE earns interest
  • FREE VISA Debit Card with
    no annual fee
  • UNLIMITED TRANSACTIONS
    - In-person transfers and withdrawals
    - ATM transfers and withdrawals
    - Deposits
    - Check writing
  • MONTHLY STATEMENT

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Personal Elite Account
  • FREE Telephone Banking
    with local support
  • FREE Internet Banking
    with local support
    -eStatements available
  • FREE ATM Card
  • ACCOUNT BALANCE earns interest
  • HIGHER INTEREST RATE than other money market accounts - for accounts with consistently higher balances
  • INTEREST RATE INCREASES as your balance grows
  • SERVICE CHARGE DOES NOT APPLY if you maintain a balance of $10,000
    - Fee could reduce the earnings on the account
  • MONTHLY STATEMENT
  • UNLIMITED TRANSACTIONS
    - In-person transfers and withdrawals
    - ATM transfers and withdrawals
    - Deposits
  • LIMITED TRANSACTIONS
    (Up to six per month)
    - Internet Banking transfers
    - Telephone Banking transfers
    - Check, draft, debit card or similar
      order payable to third party
    - Preauthorized or automatic
      withdrawals
    - Telephonic agreement
    - Transfer to another account at the
      bank or third party

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Personal Investment Account
  • FREE Telephone Banking
    with local support
  • FREE Internet Banking
    with local support
    -eStatements available
  • FREE ATM Card
  • ACCOUNT BALANCE earns interest
  • INTEREST RATE INCREASES as your balance grows
  • SERVICE CHARGE DOES NOT APPLY if you maintain a balance of $2,500
    - Fee could reduce the earnings on the account
  • MONTHLY STATEMENT
  • UNLIMITED TRANSACTIONS
    - In-person transfers and withdrawals
    - ATM transfers and withdrawals
    - Deposits
  • LIMITED TRANSACTIONS
    (Up to six per month)
    - Internet Banking transfers
    - Telephone Banking transfers
    - Check, draft, debit card or similar
      order payable to third party
    - Preauthorized or automatic
      withdrawals
    - Telephonic agreement
    - Transfer to another account at the
      bank or third party