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Banking Services | Personal Loans
Source of funds for purchasing or refinancing your home
Prompt approval and processing by your local banker
Competitive interest rates
Flexible repayment terms
Payments can be made by check or automatic transfer from your First National Bank deposit account
Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
Your loan is retained and serviced by First National Bank
Source of funds for purchasing or refinancing your home
Special programs for first time home buyers
Special programs for buyers with a less than perfect credit record
Prompt origination and processing by your local banker
Competitive fixed interest rates
Flexible repayment terms
Payments can be made by check or automatic transfer from your First National Bank deposit account
Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
Insurance and taxes can be included in monthly payment
Source of funds for low income customers to purchase a home
Prompt origination and processing by your local banker
Lower than market interest rates
Payments can be made by check or automatic transfer from your First National Bank deposit account
Flexible repayment terms
Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
Insurance and taxes can be included in monthly payment
Typical loan is serviced by First National Bank
Source of funds for moderate and
low income customers to purchase a home
Prompt origination and processing by your local banker
Competitive market interest rates
Flexible repayment terms
Payments can be made by check or automatic transfer from your First National Bank deposit account
Interest usually tax deductible (consult tax advisor regarding deductibility of interest
Insurance and taxes included in monthly payments
Source of short term funds to build a home
Prompt approval and processing by your local banker
Competitive interest rates
Your loan is retained and serviced by First National Bank
Lower interest cost with funds advanced as you need them
Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
May be converted to flexible and attractive in-house permanent financing or may also be refinanced by one of our secondary market loans
Low Closing Costs
Source of funds from the equity in your home
Prompt approval and processing by your local banker
Low interest rates
Payments can be made by check or automatic transfer from your First National Bank deposit account
Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
Your loan is retained and serviced by First National Bank
Source of funds to purchase or refinance raw land and other unimproved real estate
Prompt approval and processing by your local banker
Competitive fixed interest rates
Flexible and attractive repayment terms
Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
Your loan is retained and serviced by First National Bank
Payments can be made by check or automatic transfer from your First National Bank deposit account
Source of funds for cars, appliances, vacations, education and other such personal and household needs.
Prompt approval and processing by your local banker
Competitive fixed interest rates
Flexible and attractive repayment terms
Payments can be made by check or automatic transfer from your First National Bank deposit account
Your loan is retained and serviced by First National Bank
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Disclosures and Notices:
Privacy Statement
Error Resolution Notice
FDIC Insurance Changes Notice
To report a lost or stolen card:
Debit: (800) 236-2442
Credit: (800) 883-0131
Cumberland County:
1386 North Main Street
Crossville, TN 38555
(931) 484-2265
Overton County:
214 East Main Street
Livingston, TN 38570
(931) 823-1261
Putnam County:
330 West Main Street
Algood, TN 38506
(931) 528-2265
White County:
130 Sam Walton Drive
Sparta, TN 38583
(931) 739-8326
5011 Peavine Road
Crossville, TN 38571
(931) 484-2265
1115 West Main Street
Livingston, TN 38570
(931) 823-1261
412 South Jefferson Avenue
Cookeville, TN 38501
(931) 528-2265
Contact Us:
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Telephone Banking:
Cumberland: (931) 707-3588
Overton: (931) 403-4488
Putnam: (931) 525-2388
White: (931) 739-9788