Banking Services | Personal Loans

 









  • Source of funds for purchasing or refinancing your home
  • Prompt approval and processing by your local banker
  • Competitive interest rates
  • Flexible repayment terms
  • Payments can be made by check or automatic transfer from your First National Bank deposit account
  • Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
  • Your loan is retained and serviced by First National Bank

 









  • Source of funds for purchasing or refinancing your home
  • Special programs for first time home buyers
  • Special programs for buyers with a less than perfect credit record
  • Prompt origination and processing by your local banker
  • Competitive fixed interest rates
  • Flexible repayment terms
  • Payments can be made by check or automatic transfer from your First National Bank deposit account
  • Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
  • Insurance and taxes can be included in monthly payment

 









  • Source of funds for low income customers to purchase a home
  • Prompt origination and processing by your local banker
  • Lower than market interest rates
  • Payments can be made by check or automatic transfer from your First National Bank deposit account
  • Flexible repayment terms
  • Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
  • Insurance and taxes can be included in monthly payment
  • Typical loan is serviced by First National Bank

 









  • Source of funds for moderate and
    low income customers to purchase a home
  • Prompt origination and processing by your local banker
  • Competitive market interest rates
  • Flexible repayment terms
  • Payments can be made by check or automatic transfer from your First National Bank deposit account
  • Interest usually tax deductible (consult tax advisor regarding deductibility of interest
  • Insurance and taxes included in monthly payments

 









  • Source of short term funds to build a home
  • Prompt approval and processing by your local banker
  • Competitive interest rates
  • Your loan is retained and serviced by First National Bank
  • Lower interest cost with funds advanced as you need them
  • Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
  • May be converted to flexible and attractive in-house permanent financing or may also be refinanced by one of our secondary market loans

 









  • Low Closing Costs
  • Source of funds from the equity in your home
  • Prompt approval and processing by your local banker
  • Low interest rates
  • Payments can be made by check or automatic transfer from your First National Bank deposit account
  • Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
  • Your loan is retained and serviced by First National Bank

 









  • Source of funds to purchase or refinance raw land and other unimproved real estate
  • Prompt approval and processing by your local banker
  • Competitive fixed interest rates
  • Flexible and attractive repayment terms
  • Interest usually tax deductible (consult tax advisor regarding deductibility of interest)
  • Your loan is retained and serviced by First National Bank
  • Payments can be made by check or automatic transfer from your First National Bank deposit account

 









  • Source of funds for cars, appliances, vacations, education and other such personal and household needs.
  • Prompt approval and processing by your local banker
  • Competitive fixed interest rates
  • Flexible and attractive repayment terms
  • Payments can be made by check or automatic transfer from your First National Bank deposit account
  • Your loan is retained and serviced by First National Bank