Credit Report

FREE Credit Reports. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.
  • Visit annualcreditreport.com to obtain your free annual credit report today.

Your credit reports matter.

  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
  • Reviewing credit reports helps you catch signs of identity theft early.

If you find inaccuracies on your credit report you should:

  • Dispute the inaccurate information directly with the consumer reporting agency and maybe even with the provider of the information.
  • Tell them in writing what you believe is inaccurate and provide as much proof, including copies of documents, as you can to support your position.
  • Visit ftc.gov for additional information on how to correct errors found on your credit report.

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