PERSONAL CHECKING ACCOUNTS

BANKING MADE PERSONAL

PERSONAL CHECKING

When it comes to banking, everyone has different needs. First National Bank of Tennessee offers various personal checking accounts, so you can choose which one works for you and where you are in life. We are here to provide all the support you need to manage your money with banking from the heart!

Basic Checking

Visa^® Debit Card
No Minimum Balance
No Monthly Fee

NOW Checking

Visa^® Debit Card
Balance earns interest
Maintain $1,000 minimum daily balance to avoid $7 monthly fee.*

Direct Check

Visa^® Debit Card
Balance earns interest
No monthly fee with direct deposit

Direct Gold

Visa^® Debit Card
Balance earns interest
Free Direct Gold Checks
No monthly fee to customers over 50 with Direct Deposit.

$100 minimum deposit to open checking accounts.
*Fees could reduce the earnings on the account.

ONLINE BANKING

Personal Online Banking allows for secure, easy, and convenient access to your accounts 24/7.

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eSTATEMENTS

No more filing and storing statements. No more statements sitting in your mailbox, which means your account information will be safer. Plus, you will have 24/7 access.

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BILL PAY

Pay Bills. Anytime. Anywhere. Bill Pay is a fast, convenient, and secure way to pay bills.

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DIGITAL BANKING

Wherever and whenever you may need your bank.

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Download the Mobile Banking App

Already enrolled in online banking? Take your bank everywhere life takes you by downloading the FNBOTN mobile app today.